Narrow bank financial model

Maintained by Woodfine Capital Projects Inc.. Each revision is content-addressed by its commit hash.

• 6 September 2026content(financial-model): state the stabilised-leverage destination qualitatively in the management phasea7264165
• 6 September 2026content(financial-model): reclassify 3 articles to bcsc_class forward-looking, add mandatory 'What this is not' sectionsde3c4285
• 6 September 2026Track-B Phase B (financial-model): close the EN-only fee-recipient fix, correct a reversed securities characterisation in Spanish, resolve the capital-call contradiction279c7306
• 24 August 2026docs(financial-model): add Operating Reserve (LPA Section 4.8) to Narrow Bank Financial Model -- the GP-managed working-capital set-aside for current/future expenses, liabilities and commitments, distinct from the equity and debt phases (EN+ES)c27e045c
• 23 August 2026style(corporate): add See also sections to 7 article pairs (narrow-bank, fee-preservation, structural-comparison, four-jurisdiction, global-terminology, regulated-reporting-entity, investor-relations-policy) + sentence-case README headings (EN+ES; no factual changes)46a78f79
• 23 August 2026style(corporate): consequence-first leads, batch 2 — corporate-structure, investment-units, limited-partnership-structure, professional-centres-canada-lp, narrow-bank-financial-model, holding-company-valuation (EN+ES; no factual changes)f5e56afe
• 23 August 2026style(corporate): sentence-case headings across 9 article pairs + consequence-first lead swap in direct-hold-framework (EN+ES; no factual changes)eebb1f4e
• 23 August 2026Fix four-jurisdiction-framework.md's own Self-Similar Governance section under-counting legal forms (Spain's governing instrument is corporate bylaws, not a partnership or trust agreement); align 3 stray 'Woodfine Professional Centres Limited Partnership' mentions to the wiki's dominant 'Professional Centres Canada LP' naming; fix present-tense four-jurisdiction diversification/operating claims in market-and-property-risk.md and legal-proceedings.md to correctly reflect that only Canada is establishede80de43f
• 23 August 2026fix(wiki): retire the fictional 'Universal Governing Bylaws' single-document framing across 4 articles (Track-B integrity review, operator-clarified) — the real underlying fact is that each Direct-Hold Solution has its own governing partnership/trust agreement, self-similar in substance across jurisdictions, not one unified document; reframed all 6 occurrences (four-jurisdiction-framework, direct-hold-solutions-structural-comparison x2, corporate-glossary's Qualified Investment entry, narrow-bank-financial-model) to 'each vehicle's own governing agreement'; dropped unconfirmed specific criteria names (co-location/Prototype/Campus Design) alongside the fictional document name; EN+ESffe9648e
• 23 August 2026feat(financial-model): build Index Topic for financial-model category (Track-B Phase 3) — restructured _index.md/.es.md to protocol-index-topic.yaml (index_type: thematic, index_scope: financial-model, Start Here card on narrow-bank-financial-model, 3 thematic groups: financing-discipline, compensation-and-alignment, valuation-and-forecasting-methodology, scope note, See also); tagged all 6 member articles with index_group frontmatter; EN+ESefff17aa
• 23 August 2026editorial(financial-model): de-narrate narrow-bank-financial-model's MCorp-possessive + BCSC cease-trade caveats (Track-B) — integrate both facts directly into the lead and Freely Transferable framing instead of a bolted-on Correction block; EN+ESd36fbdbd
• 4 August 2026fix(compliance): correct unqualified 'freely transferable'/'actively offering' claim across 5 corporate-wiki files per Command's systemic finding — only Canada vehicle established, currently under active BCSC cease-trade order; US/Spain/Mexico plannedaeb011e7
• 2 August 2026editorial(titles): sentence-case re-casing across corporate wiki titles374470fd
• 3 July 2026Phase C D1: cross-repo move — 16 industry/methodology articles to media-knowledge-projects (industry 8, buildings 2, site-selection 4, building-design 2); cross-repo redirects added; residual wikilinks converted to plain text. economy/investment/research now empty (dissolved).1b93aa3d
• 3 July 2026Phase C B1: corporate 6→13 category dirs; within-corporate moves (14 pairs); reports/ about-* band (9 renames + 1 merge); 13 flat-root topic-* moves; redirects.yaml created (38 entries). Corrected: topic-asset-evaluation is site-selection methodology, not valuations — reverted to root, added to corporate→projects cross-repo batch alongside topic-co-location-investment-thesis.31207e38